pastor at skyline wesley january church. [ male announcer ] citibank's app for ipad makes it easy for anne to manage her finances when she's on the go. even when she's not going anywhere. citibank for ipad. easier banking. standard at citibank. okay. [ male announcer ] with citibank's popmoney, dan can easily send money by email right from his citibank account. nice job ben. [ male announcer ] next up -- the gutters. citibank popmoney. easier banking. standard at citibank. (cheers and applause) >> stephen: welcome back, everybody, thanks so much. folks, there is only one news story anybody's talking about today? tomorrow's blockbuster presidential debate in denver! the mile-high matchup. the up ender in denver. the thrilla between chocolate and vanilla. (cheers and applause) i cannot overstate the importance of this debate because the t.v. already has. >> on thursday morning the entire narrative of this race is going to change. >> strong performance by romney could change everything. >> the debate night that could change everything. >> of course the night could change everything.